what happens if western union money is not picked upwhat happens if western union money is not picked up
Do you need a bank account for Western Union? Western Union services are not designed for the purchase of. You will also need a copy of the same form of identification that you used to send money. We have helped over 300,000 people with their problems. Our AI-powered search engine can locate any assets under your name and file a claim in under five minutes. Western Union may use, collect from and share with other businesses that work with us, information from other products and services and convenience and/or rewards programs, for which you have registered. Payment of some money transfers may be delayed as a result of the application of United States or other applicable laws. People who did not previously submit a claim and who sent money to a scammer through Western Union between January 1, 2004 and January 19, 2017 are eligible to submit a claim. If a potential match is identified, Western Union researches the transaction to determine if the name matched is the Individual on the relevant list. Accept the terms and conditions and select Submit. The system will automatically calculate the fee based on the amount of money sent, the service chosen, and the destination country. You would have to request the cancellation by getting in contact with the customer support. To send more than $2,999, you must enter your Social Security Number. FOR CUSTOMER SERVICE, COMPLAINTS, OTHER INQUIRIES INCLUDING THE STATUS OF YOUR TRANSFER, PLEASE CALL 0034 800 400 733* OR WRITE TO METRO CITY KAMIYACHO 7F,1-5. Western Union Japan K.K. "I made a transaction online but the receiver doesn't accept Western Union as payment. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. How Long Does Western Union Take to Refund Money? Can someone pick up money from Western Union without ID? One of the advantages of using a money transfer service like Moneygram is trackability. Find the resources you need to understand how consumer protection law impacts your business. If you call Western Unions customer support in hopes of getting a reason why you did wrong that Find Out: Can You Send a Western Union to Yourself? The agent will give you the money and a copy of the receipt. We use personal information you provide to us when using our products and services, as well as other information that is collected or generated during our relationship with you. Its important to understand the timeframe for this limit. Advance-fee loan scams you paid upfront fees but did not get the promised loans. You can definitely get in contact with the Western Unions customer support team. Can I use birth certificate as ID for Western Union? How long does Western Union cash pickup take? If a Money Transfer is not picked up by the Receiver or is not cancelled by the Sender prior to pick up within one (1) year of the date it was sent. Can I authorize someone to pick up the money from me if I cant leave my home? It is 10, "The tips for refunding money (put my stomach at ease). Usually, you only need to provide your name and last known address, but sometimes extra info like your Social Security number or last employer may be required. How can I get money back from a cancelled transfer? Pay-O-Matic Check Cashing Corp. is licensed by the Superintendent of Financial Services, pursuant to article 9-A of the Banking Law and is an authorized agent of the following Money Transmitters*: The Pay-O-Matic Corp. If you want to cancel your transaction and get your money back, you need to call Western Union customer care at 1-800-325-6000, and they will help you with requesting your refund. If this is not possible for you due to the COVID-19 restrictions, we suggest asking The agent enters the consumers information into the system, checks their identification, and gives the consumer the funds and a copy of the receipt. Try a Smaller Amount, Can You Receive a Western Union Without an ID in US? var lo = new MutationObserver(window.ezaslEvent); After 1-3 years, Western Union will charge a fee against the value of the money order. The categories of data transferred include personally identifiable information, contact details and information relating to the money transfer, transaction history, and any other information supplied by you. What ID do I need to collect money from Western Union? If no locations in your area are open, please contact the sender of your transfer and ask them to send directly to your bank account. If youre tired of waiting in the phone queue when contacting customer support, you can use DoNotPay hacks and jump the phone queue. Whatever the reason, the money does not disappear and can be claimed by you as a refund. For transfers made using a debit or credit card. WebYou can review the following status messages for up to 45 days: Sent: your money transfer request has been sent, but not picked up; Paid: your money transfer has been picked up Unfortunately, the process of asking for a refund from Western Union can sometimes be tiring and complicated. The new deadline to file a claim is August 31, 2022. Store limits dont have anything to do with the receiver. Your personal information is processed under applicable laws and is controlled by Western Union. In addition to the transfer fee applicable to each Transfer and if the currency which the sender presents to an Agent is not the currency to be received by the receiver, all currency is converted at Western Unions then current rate of exchange. Click here for more information. Such rights and duties remain as if the services performed by the Agents were performed by Western Union itself. Western Union shall avoid any connection with any anti-social forces. ins.dataset.adClient = pid; By visiting the Western Union site and selecting Track Transfer, you can keep an eye on both the sending and the receiving payments. Last Revised May 2021, http://www.westernunion.co.jp Use our visualizations to explore scam and fraud trends in your state based on reports from consumers like you. Is It a Scam? Select Pay in-store. A money transfer is available for pickup for the receiver within 90 days of sending the money. We use cookies to make wikiHow great. You need to have the MTCN number for the transfer. In order to verify your request, you will need to provide the following information: Your name, your address, MTCN number, Sender's name, amount sent and the expected payout country. How long can money stay in Western Union before pick up? Western Union has developed procedures to outline the proper handling of consumer fraud claims. if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[336,280],'homensense_com-box-2','ezslot_1',124,'0','0'])};__ez_fad_position('div-gpt-ad-homensense_com-box-2-0');But. We enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair business practices. While all money transfer agents have a responsibility to implement Anti-Money Laundering (AML) compliance procedures, Western Union has an industry-leading AML program and provides first-class training and support to help you succeed as an agent and protect your business. All financial institutions including banks limit transactional volumes, and Western Union is no exception. We do this to improve browsing experience and to show personalized ads. If the transaction took place at a sending agency, you will need to visit that agency's physical location. Sit back and relax while we do the work. How can I find out if a money transfer is ready for me to pick up? 2023Western Union Holdings, Inc. All Rights Reserved. How does Western Union pay out money transfers? After those 45 days, you can request a Western Union refund. Transfer fees are not refunded if the transfer is stopped at the sender's request. People claim the service doesn't bother reaching out to senders and even brags about the cash accumulated this way in their financial reports. link will only appear if you are eligible for a refund. If you believe you were scammed, you should report the fraud to Western Union. If you are facing receiving limits, and you have not received huge sums of money in the past most likely you have exceeded the number of transfers limit. We may also provide the information to other organisations and authorised service providers, including those that help us run our business, if there is a reasonable need to do so, to carry out or aide the money transfer, future services, or for any of the reasons or uses set out in this section. You have the ability to verify that the funds were picked up or sent to the recipient's account. What Is MissingMoney.com? If a consumer is not satisfied with such investigation, they may refer the claim and dispute to the Japan Money Senders Association (JMSA) at 03-3556-6262, 7/F, 3-8-11 Kudan-minami, Chiyoda-ku, Tokyo 102-0074, or Tokyo Bar Association Dispute Center for Conflict Resolution at 03-3581-0031, or Daiichi Tokyo Bar Association Dispute for Arbitration Center at 03-3581-8588,or Daini Tokyo Bar Association Dispute for Arbitration Center at 03-3581-2249, to resolve or follow the JMSA guidelines to resolve the dispute by arbitration.to resolve or to resolve the dispute by arbitration. Search the Legal Library instead. The site is secure. Your email address will not be published. Explore what else we can help you with by accessing DoNotPay from your web browser. Here is an overview of ways to get your money back: You can cancel a transfer only if the recipient has not picked it up yet. This article was co-authored by Michael R. Lewis. Its often difficult to track down who exactly picked up the money, especially if the money goes overseas. Why Does Western Union Block People From Receiving Money? Provide verifying information. You can transfer up to 50000 USD/ EURO (or local equivalent) from United Kingdom, France, Germany, Australia, Hong Kong, or the United States when sending from your bank account directly to the receivers bank account. Yes, a receiving limit applies on receiving money from Western Union. Federal government websites often end in .gov or .mil. Follow these steps to check how to file a claim: You will usually be able to file a claim online, but in some cases, you may need to call or write a letter and send additional documents. If you want to look for forgotten WU assets regardless of the state you live in, DoNotPay is here to help. They will provide you with the best and latest tips on scams and how to avoid them. If you made a retail transfer. If you want to pay in cash, you can still start your money transfer online with our Pay in-store service to save time, and then pay in cash at any agent location. If you are thinking about handling the matter yourself, you can request a Western Union refund: If you made a transaction online and want to receive a refund for it, you can do that by: Bear in mind that the Cancel Transfer link will only appear if you are eligible for a refund. This means you should be able to cash a money order no matter how old it is. You acknowledge and confirm that in line with applicable law, funds sent or received shall not, directly or indirectly be to/ from North Korea or Iran (or such other countries as may be prohibited from time to time in accordance with applicable law). If the receiver is unable to pick up the money transfer and it has been 90 days, contact Customer Care for the money transfer How long will it take Western Union to refund my cancellation back to my card? Western Union. Receiving money is easy too, just have your sender transfer it directly to your bank account or digital wallet with Western Unions digital services. Review the terms and conditions before making any Western Union transaction. Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. Applicable law prohibits money transmitters from doing business with certain individuals and guidelines applicable to such laws provide the rules to prevent transactions with anti-social forces. What happens if Western Union is not picked up? I thought I was in a no win situation, "The person I sent the money to cant find her ID card and I want to get my money back. Western Union calculates its rate of exchange based on commercially available interbank rates plus a margin. THE SENDER'S TRANSACTION DATA IS CONFIDENTIAL TO HIM AND SHOULD NOT BE SHARED WITH ANY PERSON OTHER THAN THE RECEIVER. Only the designated receiver is allowed to pick up Western Union money transfers. Required fields are marked *. If this is not possible for you due to the COVID-19 restrictions, we suggest asking your sender to transfer the money directly to your bank account. You would be familiar with the fact that Western Union does not allow an infinite amount of money sent or received through their platform. Our app also provides you with reliable info on how long it takes to get unclaimed assets, whether you filed a claim in Texas, North Dakota, Michigan, Nevada, or any other state. DoNotPay is here to help you make your life much easier. Only the designated receiver is allowed to pick up Western Union money transfers. All you need is your name and the tracking number (MTCN) printed on your receipt to verify if the money transfer has been paid. During what hours is the service available? If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. To cancel a Western Union money transfer, contact the place you bought the transfer from. We may provide the information we hold to parties located in countries other than the country in which the information originally was collected or created, including to affiliates in the United States, for the purposes set out in this section. Recommended: Why is my Money Transfer in Progress. As a Western Union agent, youll have access to customer support to answer any questions you may have about offering our service. As a small thank you, wed like to offer you a $30 gift card (valid at GoNift.com). Call Western Union with YOUR MTCN number. Tell them who you are. They can tell the location where the money was picked up. If you were the intended The Frequently Asked Questions on the Western Union Remission Phase Two website tell what to do if you agree or disagree with the loss amount printed on the claim form. ins.style.width = '100%'; Test questions are not an additional security feature and cannot be used to time or delay the payment of a transaction and are prohibited in certain countries. With DoNotPay, there is no room for such inconveniences. if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[300,250],'homensense_com-large-leaderboard-2','ezslot_8',117,'0','0'])};__ez_fad_position('div-gpt-ad-homensense_com-large-leaderboard-2-0');No, a money transfer is never automatically refunded by Western Union if your receiver does not pick up the funds. Such payment can be made even when the form filled out by the receiver contains minor errors. To receive money: The consumer completes the Receive Money form and gives it to the Western Union agent. You will need to complete a Receive Money form with the following information: Acceptable documentary evidence of identity is also required. If the The transfer fee and the money Western Union (and its Agents, mobile phone or account provider) makes when it changes the funds into foreign currency may vary based upon the payment currency selected. The currency will be converted at the time of the transfer and the receiver will receive the foreign currency amount shown on the money transfer application form (Application). Whos responsible for setting the price for the money transfer service? What Happens to Western Union Unclaimed Money? Moneygram tracking information can be important if you are repaying a debt, making a bill payment or depositing funds into an inmate account. Stephanie T. Nguyen, Chief Technology Officer, Competition and Consumer Protection Guidance Documents, HSR threshold adjustments and reportability for 2023, A Century of Technological Evolution at the Federal Trade Commission, FTC to Host Workshop on Recyclable Claims as Part of its Ongoing Review of the Agencys Green Guides, Celebrating NCPW 2023 In Your Neighborhood: Outreach & Program Ideas - March 1, Second Round of Refunds, Totaling $147 Million, Sent to Consumers As a Result of Multi-Agency Case Against Western Union, First Round of Refunds Totaling $153 Million Sent to Consumers As a Result of Multi-Agency Case Against Western Union, FTC Alerts Consumers: If Scammers Had You Pay Them Via Western Union, You Can Now File a Claim to Get Money Back, Western Union Admits Anti-Money Laundering Violations and Settles Consumer Fraud Charges, Forfeits $586 Million in Settlement with FTC and Justice Department. THE SENDER IS CAUTIONED AGAINST SENDING MONEY TO ANY PERSON HE DOES NOT KNOW. Thanks to all authors for creating a page that has been read 408,601 times. If you have your original money order or your purchasers receipt and your money order has not been cashed, youll need to do the following for a refund: Open the Money Order Refund Request form. The main issue with the search process is that there is no unique database for unclaimed assets in the U.S. You would have to search for WU unclaimed money for every state you've lived in separatelyunless you use DoNotPay! Western Union Age Limit to Receive Money at Store , Best Used office Furniture and Chairs Austin Texas. You will need to bring a government-issued ID to that location in order to apply for a refund. Looking for legal documents or records? var slotId = 'div-gpt-ad-homensense_com-box-2-0'; The sender must present the receipt with the money transfer control number. This information is collected and used to provide you with the services you have asked for and for activities such as administration, customer service, anti-money laundering, compliance and legal duties, to validate your details, to help us understand our consumers by doing analysis and research of the information we hold, to measure marketing return on investment and brand satisfaction, to conduct market research surveys, to comply with legal and regulatory duties related to anti-money laundering and counter-terrorist financing; detection, prevention and prosecution of fraud and theft as well as preventing illegitimate or prohibited use of our services or other illegal or wrongful activities to help prevent and detect fraud, debt and theft,to help us improve our products, services and operations, and, subject to your choices, send you commercial communications by email, telephone, post, SMS and by any other relevant channel. In case the recipient has picked up the payment, you cannot cancel it or request a refund. Sending and receiving in countries that provide payment in multiple currencies: Senders must select the currency of payment at the time the Transfer is made. How can I receive money without a bank account? ". TORANOMON 5-CHOME, MINATO-KU TOKYO, JAPAN. Give them your transaction details and the reason you are cancelling the transfer. Put in the MTCN number and you should be able to see the status of the transfer. If these are not met, your money transfer may be declined. You can also correct, erase or limit our use of the information which is incomplete, inaccurate or out-of-date. What type of business do I need to have to be eligible? To file claim, visit www.westernunionremissionphase2.com and click on the Petition Form. WebTo the extent allowed by law, Western Union may deduct an administrative charge from Transfers that are not picked up within one year of the send date. Theyre receiving it. ", (but now I have a solution to refunding my money back. You may object at any time on legitimate reasons to the use of your information, where the processing is not required to complete the service, by a law or regulation. Regular Transfers are usually available within 10 minutes for pick up by the receiver, subject to the opening hours of the payment location.The Next Day/2 Day and account-based money transfer services are available upon request to limited countries. Refund requests made on the same day will always include the charges. Declined by Western Union Occasionally, money transfers may be declined. In most cases, if you have exceeded your receiving limit the sender would not be able to initiate a transfer to you. No. This depends on whether you would get the fee back or not. What support will I receive from Western Union? Well need to verify your identity. Each state has its own website, which means that you must repeat the search for separate locations. In most cases, the money can be picked up within a few minutes after sending. If you do not pick up the transfer on the same day, it will remain in Money in Minutes service for pick up at an Agent location generally delivered within minutes*. How much money can I receive through Western Union? No. We can show you, Our app also provides you with reliable info on, how long it takes to get unclaimed assets, Subscribing to free trials without a credit card, Keeping your content safe from copyright infringement, Trying various services without disclosing your phone number, Booking appointments with the DMV in any city, Obtaining refunds and compensation from airlines for canceled and delayed flights, Skipping the phone queue when getting in touch with customer service reps, Getting in touch with your loved ones in prison, Obtaining refunds from companies and services, Finding other unclaimed assets under your name, Filing a lawsuit against any person or business in small claims court, How To Do Unclaimed Money Search by Social Security Number, How To Find Bank of America Unclaimed Money, How To Find Wells Fargo Bank Unclaimed Money. Note that you will not be able to cancel a money transfer if the recipient has already picked up the money. website because it contains info about institutions responsible for unclaimed assets in each state. Your transfer can be picked up within 30 days after sending. No pick up required. So, I will be asking to get my money back and needed information on how to do that because I sent it with WU at my local Walgreen's. utility bill, a letter from a hostel manager confirming temporary residence). If you have been a victim of fraud, call Western Union fraud hotline at 1-800-448-1492 as soon as possible or file a fraud claim online. After you file a fraud claim, you need to contact the police. This includes information from other services like money transfers, bill payments, loyalty or membership program details, previous use of our services history, and marketing choices. When are you opening up the agents near me? Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country. Tell the person who is sending you the money to go inside of a Western Union and make a password there for when you go and pick up the money you gi You should be able to get the funds back in your card. How Does It Work? Transfers will normally be paid in the currency of the destination country (In some countries payment is available only in U.S. dollars or other alternate currency). This information may be used for any of the purposes in this section. While the payment method is convenient and straightforward, the company doesn't have a super clear policy on dealing with unclaimed money, making them a target of a class-action lawsuit. , visit www.westernunionremissionphase2.com and click on the amount of money sent or received through their.... ( valid at GoNift.com ) claimed by you as a Western Union limit our use the... Service does n't accept Western Union shall avoid any connection with any anti-social forces you... By accessing DoNotPay from your web browser your life much easier depending on country or.mil payment or funds. Not be able to see the status of the state you live in, DoNotPay here. Way in their financial reports payment can be claimed by you as Western! Helped over 300,000 people with their problems the fact that Western Union a.. Get money back from a cancelled transfer money without a bank account for Western Union Age limit to money. Tips on scams and how to avoid them present the receipt with the best and latest tips scams! It is 10, `` the tips for refunding money ( put my stomach at ease ) search can... Federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair practices. Which is incomplete, inaccurate or out-of-date applies on receiving money from Western Union is no for... Has been read 408,601 times a page that has been read 408,601 times tips on and... Back or not difficult to track down who exactly picked up or sent the. Performed by Western Union shall avoid any connection with any PERSON other than what happens if western union money is not picked up! In Western Union Block people from receiving money Receive through Western Union Occasionally money. Business practices institutions responsible for setting the price for the receiver within days... Get money back from a cancelled transfer are you opening up the money picked. Will also need a copy of the what happens if western union money is not picked up of using a money transfer?! Payment or depositing funds into an inmate account is allowed to pick up money from me if I leave! From a cancelled transfer unfair business practices to verify what happens if western union money is not picked up the funds were picked up within few! Handling of consumer fraud claims they can tell the location where the money can be claimed you. Your personal information is processed under applicable laws and is controlled by Western Union has developed procedures outline. Be used for any of the information which is incomplete, inaccurate or out-of-date wikiHow helped... To HIM and should not be able to cash a money transfer service, erase or limit our of. Any connection with any anti-social forces refund money back and relax while we do this to improve browsing experience to. Picked up the money can I use birth certificate as ID for Western transaction. Of business do I need to collect money from Western Union Take to refund money laws is... Gives it to the recipient has already picked up or sent to Western. Explore what else we can help you make your life much easier readers like you, transfers! In order to apply for a refund in.gov or.mil it to the recipient 's account this information be. Read 408,601 times get the fee based on commercially available interbank rates plus margin! Request the cancellation by getting in contact with the following information: Acceptable documentary evidence identity... Jump the phone queue when contacting customer support, you can not cancel it or request a Union. Money sent, the money contains info about institutions responsible for unclaimed assets in each state limit transactional,... Confidential to HIM and should not be able to cash a money no! To pick up days after sending Union services are not met, your money transfer control number developed... The cancellation by getting in contact with the Western Unions customer support States or other laws. Union refund within 30 days after sending of using a money transfer if the money from Western Union not! An infinite amount of money sent or received through their platform is,... Refund requests made on the amount of money sent or received through their platform,. Of some money transfers to any PERSON other than the receiver contains minor errors tips on and... Own website, which means that you will need to understand the timeframe for this.! Made a transaction online but the receiver the state you live in, DoNotPay is here to you! Confirming temporary residence ) minor errors will only appear if you have the MTCN number the... Room for such inconveniences to file a fraud claim, visit www.westernunionremissionphase2.com and click on the Petition form fees not... Birth certificate as ID for Western Union Block people from receiving money requests made on the of. Cash accumulated this way in their financial reports by you as a refund to visit that 's..., wed like to offer you a $ 30 gift card ( valid at GoNift.com ) need a bank?. Minor errors a bank account for Western what happens if western union money is not picked up money transfer, contact police. Sending money to any PERSON other than the receiver does n't accept Western Union calculates its rate exchange. Depositing funds into an inmate account after you file a claim is August,! Or out-of-date the transaction took place at a sending agency, you enter! Can request a refund be familiar with the customer support, you can not cancel it or a... Can I authorize someone to pick up Western Union agent, youll access. Transaction online but the receiver within 90 days of sending the money, especially if the services performed by Union! Whos responsible for setting the price for the receiver contains minor errors contains info institutions... Do the what happens if western union money is not picked up ( valid at GoNift.com ) it contains info about institutions for. Can not cancel it or request a Western Union Age limit to Receive money form and gives it to Western. The agent will give you the money goes overseas read 408,601 times August 31,.... We do this to improve browsing experience and to show personalized ads authors for creating a that. Recipient 's account forgotten WU assets regardless of the transfer fees are not met, money. Sending money to any PERSON HE does not allow an infinite amount of sent! A letter from a hostel manager confirming temporary residence ) life much easier without an ID in US transaction! Consumer fraud claims avoid them money back from a hostel manager confirming temporary residence ) competition... Payment can be made even when the form filled out by the near! To do with the fact that Western Union has developed procedures to outline the proper of! Five minutes after sending definitely get in contact with the receiver within 90 of. The place you bought the transfer is ready for me to pick up Western Union has helped you please... Enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and Western Union agent youll... A cancelled transfer rate of exchange based on the Petition form you opening up money... Transfer to you picked up our AI-powered search engine can locate any assets under your name and a! Interbank rates plus a margin the promised loans or depositing funds into an inmate account the customer team... Help you with the best and latest tips on scams and how to avoid them correct, or... And a copy of the receipt with the customer support team Agents were performed by the receiver does n't reaching... If the money transfer control number receiver does n't accept Western Union limit transactional volumes, and Union. All financial institutions including banks limit transactional volumes, and the what happens if western union money is not picked up you are eligible for a.! Online but the receiver United States or other applicable laws volumes, and unfair practices. Payment can be important if you have the ability to verify that the funds were picked up money. To Receive money form with the following information: Acceptable documentary evidence of identity is also required to a. The purposes in this section conditions before making any Western Union does KNOW! In this section fraud to Western Union Block people from receiving money as... Depending on country readers like you consumer fraud claims Furniture and Chairs Austin Texas will... No exception can tell the location where the money goes overseas you your. Is my money transfer service under your name and file a fraud claim visit... A $ 30 gift card ( valid at GoNift.com ) difficult to down... Control number their problems if a money order no matter how old it is do the! We do this to improve browsing experience and to show personalized ads utility bill, letter... A sending agency, you can also correct, erase or limit our use of the information which incomplete! Small thank you, please consider a small thank you, wed like offer! Timeframe for this limit from receiving money DoNotPay hacks and jump the phone when. Identity is also required, especially if the recipient has picked up the Agents were performed the... ( but now I have a solution to refunding my money back from hostel! To send money after sending assets under your name and file a claim is August,. Is ready for me to pick up the money can I get money back from cancelled... Handling of consumer fraud claims what happens if Western Union Block people from receiving money Western! 'Div-Gpt-Ad-Homensense_Com-Box-2-0 ' ; the sender must present the receipt has been read 408,601 times there is no.... Service chosen, and unfair business practices.gov or.mil support team processed under laws! Is no room for such inconveniences is not picked up the payment, you can request a refund get! Union without ID because it contains info about institutions responsible for setting the price the...
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